Category Archives: NFL

Football and Finance: How Does Compound Interest Really Work? Can Nick Chubb and His Cleveland Browns Teammates Really Get 10% Interest at a Bank?

Dude’s note: My day job, according to my 3-year old daughter is “Talking about money.” So here’s some of that.

Carl Nassib, a defensive end for the Cleveland Browns, had some great financial advice on last week’s episode of Hard Knocks. Nassib advised his teammates on the defensive side of the ball to take their money, put it in a bank and let it collect 10% a year. But is that realistic?

If Nassib is right in his methodology and calculations, these guys are clearly set for life. Former Georgia running back Nick Chubb (for example) could just take $1 million of his $3.449 million signing bonus and let it sit in a bank. In 42 years he’ll have $64 million. Or will he?




Alas, it’s a litttttttle bit trickier than that. Nonetheless, I applaud Nassib for his commitment to saving. But that’s only half the battle. I guess you don’t learn that kind of stuff at lowly Big 10 academic institutions like Penn State.


That’s all I got/


PODCAST: Is Auburn the Georgia Tech of the SEC? How Lazy are Oregon’s Football Players? Will Georgia Win Any Football Games Next Year?

Chad Floyd (@Chad_Floyd on the Twitter Machine) is joined by Andrew Hall (@DudeYouCrazy) for a spirited discussion about all things football. The two great minds discuss the Atlanta Falcons and their final game in the Georgia Dome, Georgia’s 2017 schedule and how wimpy Oregon’s football players are.



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DudeYouPodcast 135: UGA Week Five Recap

Turns out, being on the receiving end of a mollywopping? Not nearly as much fun as handing them out. Three man weave as we figure out what went wrong in Athens and around the country.

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Love this? Hate it? Think I’m an idiot? Don’t just curse at me under your breath, head to the Dude You Podcast iTunes page, and leave a 5-star review to make sure I know it, and have your voice heard on the air. Follow me at @dpalm66.

Georgia Football Knee Jerk Reactions: Alabama Edition

We’re just under 48 hours removed from the events of October 3rd, and I’m pleased to announced that the patented DPalm Spinzone © is in full effect. The work is not done, but by tonight’s recording of the not-yet-award winning DudeYouPodcast, I’m confident that I’ll be able to find every imaginable positive from the mollywopping received Saturday. Hell, Andrew already did a good bit of the heavy lifting with his blog from yesterday morning (HERE!), but I can’t do that yet. I made a promise (?) to an impartial viewing of the facts of the matter, giving an honest account of what happeend. But let’s be clear, this is less an accounting, more an autopsy.

The Good:

– Ah, brevity. My old friend. Nick Chubb took down a UGA record that I thought I would never see fall. As Georgia secured it’s legacy as tailback U (shout out to the domination by Todd Gurley yesterday), I thought that the sheer number of great backs would keep one from breaking this mark. Hell, even if one stood out from the pack, injury bugs seem to congregate in the Georgia running back meeting room, but Nick Chubb laughed at my doubts and reeled off a record number of 100 yard rushing games. Good for him, good for Georgia, good for the line.

The Bad:

– HOPE YOU BROUGHT A LUNCH. Look, we knew coming into the season that the quarterback situation was…less than ideal. Anytime you have to bring in a transfer, that means that things have gone sideways in recruiting. For Georgia, it’s was a good problem, as established starters did not look to be disrupted from under center, but bad because it is harder to bring guys in just to sit behind a Stafford or a Murray. The offense did a great job the past two weeks of accentuating the strengths of Lambert, but those were for naught in a rainy, windy day. Weak arm exposed and the best way to attack Bama rendered moot (stretch the safeties, challenge downfield; see the two early throws to Mitchell), the wheels came of the passing attack, and the foundation for our entire offensive gameplan Saturday.

– My biggest quarterbacking issue? Feeding the controversy by ever turning to Ramsey. There’s a very good reason that this young man has not succeeded in taking this job the past two summers. Now it’s on film. I’m as anti-recruiting news as you get, but the quarterback play across the board was so bad, I looked to see how Eason did in the rain. He did awesome, since I know you’re wondering.

– Passing game wasn’t working, but neither was the running game. We established that this was the best front 7 that UGA will play all year, and hoped that a balanced attack would open things up. While there were some good runs (no defense can be right 100% of the time), I would have liked to see more consistency and variety in the play calling. It has to be more than “Chubb inside, Michel outside” to catch a defense that good off guard.


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– I know intellectually he’s not wrong, but man oh man was that hard to watch. In conditions like that, Bama played the PERFECT game against this defense, taking advantage of tendencies and knowing this signal caller inside and out. Kiffin (who should have TWO jobs in Miami to choose from) did a masterful job of exploiting the cover 3 behind the zone blitzes, and making the secondary pay when they started to cheat based on those throws.

– Derrick Henry had the exact game that Alabama needed him to; own the clock, no negative plays and keep the pressure off Jacob Coker. Check, check, and by god check. Henry’s running from the second quarter on set the tempo, and the offensive line was MASTERFUL in handling the youth up front for Georgia.

The Ugly:

– I’m legitimately not emotionally ready to talk about it. Special teams play is LITERALLY a weekly punchline on the podcast, and the turning point from Saturday was the blocked punt. Turning point on AND off the field, to be honest. Please note the misspelling of PUNT.

– I mean, can we lump from the 2nd quarter on into the ugly column? It’s my blog and I get to choose? TO THE UGLY COLUMN YOU GO GAME.

I’m not as sky as falling as Jason, but I’m certainly not as confident as Andrew. The line I’ve quoted ad nauseam since coming here rings true: winning hides the problems, losing magnifies them, but the problems are always there.

And boy, does this team have problems. Am I glad we had them exposed in October and not November? Sure, I guess. All the goals for this team are still on the table, and there’s a lot of football to play and blah blah blah. I know these things, I know this sport. I know that these players and coaches will keep fighting just as I know the other shoe is going to drop on my Falcons some time soon. But there’s a wide gulf between what I know and how I feel, and I can think of just one way to bridge the two.

Go Dawgs.

Love this? Hate it? Think I’m an idiot? Don’t just curse at me under your breath, head to the Dude You Podcast iTunes page, and leave a 5-star review to make sure I know it, and have your voice heard on the air. Follow me at @dpalm66.

NFL Football: No Preamble + Week 4 Picks

I don’t have it in me for a ranty start to this week’s picks. I usually write this after the UGA game, but whiskey had other ideas, and I’m still emotionally compromised. Don’t worry, you won’t be hearing sad DPalm on tomorrow’s DudeYouPodcast, and for good reason:

Home teams in bold.

Steelers (+3) over Ravens

Follow me on twitter for your DYC Thursday Night Pick every week.

THIS is from last week, when the Ravens lost to the Bengals, but from it you should learn three things: 1. Steve Smith is retiring because he wants to, not because of anything anyone else has done. 2. The undersized professional athlete remains the person you want these problems with least in the world. 3. You CAN sustain a career based solely on hate.

Jets (-2.5) over Dolphins

Yeah, after the events of yesterday, there was no way I was going to get up in time to pick this game early. That said, this is where I annually remind England that us sending sub-par football across the pond is our extended FU for taxation without representation, and play Real American real loud. But, Hulk Hogan ruined that for all of us, and this tweet captures the actuality of the export game better than I could.


Colts (-3.5)  over Jaguars

Yeah, the Colts beat the hell out of the AFC South with Curtis Painter under center, so Hasselbeck should be fine. Remember Curtis Painter? That was a weird year.

Bills (-6) over Giants

I’ll regret this pick. I already know it.

Panthers (-3) over Buccaneers

Look to your left. Now look to your right. Congratulations, the three of you are more talented than the receiving corps on Carolina. And they’re STILL gonna run Tampa Bay out of their own building. Cam’s performance so far has been the most impressive thing to me this young NFL season.

Eagles (-3) over Washington Professional Football Team

I’m not sure how much I believe in Chip Kelly, beause even in the win last week, the offense remained underwhelming. But I know I believe in Kirk Cousins less.

Raiders (-3) over Bears

John Fox can’t win for losing. He got run out of Carolina for losing with Jimmy Clausen under center, endured a year of Tebow only to be rewarded with Peyton Manning, and made his way to coach Chicago, with the aim to rescue Jay Culter’s career. Now Cutler went down, who’s under center? JIMMY. BLEEPING. CLAUSEN.


(I do not care that Cutler is playing today, I’ve had that joke in my head for a week. Chicago is still going to lose, and the joke was fun and funny.)

Falcons (-5) over Texans

BRING IT ON YOU TRY HARD WANNA BE! You can hear more of my completely rational JJ Watt hate HERE.

You can’t be 16-0 without being 4-0.

Bengals (-3.5) over Chiefs

Can we all agree that Kansas City and Detroit don’t need to be on prime time anymore this year? Excellent.

Browns (+6) over Chargers

*whispers* I think Phillip Rivers might be done. Don’t tell anyone.

Green Bay (-9) over Niners

Remember when these two teams were evenly matched, but Kaep would go nuts and end up blowing out Green Bay? Seems like a long time ago right? Not to Rodgers. He’s going to crucify San Fran today.

Cardinals (-8) over Rams

God, I have to keep picking the Cards until Carson Palmer explodes and blows a pick for me, don’t I?

Broncos (-7) over Vikings

IT’S FUNNY BECAUSE BOTH QUARTERBACKS HAVE LAUGHABLE ARM STRENGTH! But, one of them is Peyton Manning, putting in some of the most impressive work of his career with a passing arm weaker than the average seventh grade back up quarterback.

Cowboys (+3) over Saints

Serious advice: Vegas overrating the Saints is an annual tradition, but make money while you can, because soon even Vegas will realize they suck.

Seahawks (-9.5) over Lions


Whatever. I bounced back from a horrific Week 2 to go above .500 for the season. Let’s win some fake money together. Enjoy the games.

Last Week: 12-4-0

This Week: 0-0-1

Season: 24-23-1

Love this? Hate it? Think I’m an idiot? Don’t just curse at me under your breath, head to theDude You Podcast iTunes page, and leave a 5-star review to make sure I know it, and have your voice heard on the air.



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